@import url('https://fonts.googleapis.com/css2?family=Belleza&family=Work+Sans:wght@300;400;500;600;700&family=Cormorant+Garamond:ital@1&display=swap');
:root{--navy:#1a2744;--navy2:#111a2e;--gold:#c9a84c;--gold2:#a8893c;--cream:#f5f0e8;--white:#fff;--ink:#343434;--muted:#7f7a74;--line:#d8d0c2;--soft:#ece7df;--ok:#2f6f57;--warn:#9a5e16}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:'Work Sans',Arial,sans-serif;-webkit-font-smoothing:antialiased}.wrap{max-width:1120px;margin:0 auto;padding:0 48px}
nav{height:96px;background:var(--navy);display:flex;align-items:center;justify-content:space-between;padding:0 48px;position:sticky;top:0;z-index:50;border-bottom:1px solid rgba(201,168,76,.2)}.nav-logo img{height:76px;width:auto;display:block;mix-blend-mode:lighten}.nav-links{display:flex;list-style:none;gap:32px;margin:0;padding:0}.nav-links a{text-decoration:none;color:rgba(245,240,232,.72);font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase}.nav-links a:hover{color:var(--gold)}
.hero{background:linear-gradient(135deg,var(--navy) 0%,#233657 100%);color:var(--cream);padding:86px 24px 92px;text-align:center}.eyebrow{font:italic 21px 'Cormorant Garamond',Georgia,serif;color:var(--gold);display:block;margin-bottom:12px}.hero h1{font:400 clamp(38px,6vw,64px)/1.06 'Belleza',serif;margin:0 auto 20px;max-width:900px}.hero p{max-width:730px;margin:0 auto;color:rgba(245,240,232,.7);font-size:17px;line-height:1.75}.hero-actions{margin-top:30px;display:flex;justify-content:center;gap:12px;flex-wrap:wrap}.btn{display:inline-block;padding:14px 26px;text-decoration:none;text-transform:uppercase;letter-spacing:.09em;font-size:12px;font-weight:700;border:1px solid var(--gold)}.btn-gold{background:var(--gold);color:var(--navy)}.btn-outline{color:var(--cream);border-color:rgba(245,240,232,.38)}
.trust{margin:-30px auto 0;position:relative;z-index:2;max-width:1020px;padding:0 24px}.trust-inner{background:#fff;border:1px solid var(--line);box-shadow:0 10px 30px rgba(26,39,68,.08);display:grid;grid-template-columns:repeat(3,1fr)}.trust-item{padding:22px 20px;text-align:center;border-right:1px solid var(--line)}.trust-item:last-child{border-right:0}.trust-item strong{display:block;color:var(--navy);font:400 17px 'Belleza',serif;margin-bottom:4px}.trust-item span{font-size:12px;color:var(--muted)}
.section{padding:72px 0}.section.white{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.section h2{font:400 clamp(29px,4vw,42px)/1.15 'Belleza',serif;color:var(--navy);margin:0 0 18px}.lead{max-width:820px;font-size:16px;line-height:1.8;color:#555;margin-bottom:30px}.service-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.service-card{background:#fff;border:1px solid var(--line);padding:32px;position:relative}.white .service-card{background:var(--cream)}.service-card.primary{border-top:4px solid var(--gold)}.service-number{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold2);font-weight:700}.service-card h3{font:400 25px 'Belleza',serif;color:var(--navy);margin:10px 0 12px}.service-card p{font-size:14px;line-height:1.75;color:#64605b}.service-card ul{list-style:none;padding:0;margin:18px 0 0}.service-card li{padding:10px 0 10px 18px;border-top:1px solid var(--soft);font-size:14px;line-height:1.55;position:relative}.service-card li:before{content:'•';position:absolute;left:2px;color:var(--gold);font-weight:700}
.process{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:32px}.step{padding:24px;border:1px solid var(--line);background:#fff}.step b{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;font-size:12px;margin-bottom:14px}.step h3{font:400 18px 'Belleza',serif;color:var(--navy);margin:0 0 8px}.step p{font-size:13px;line-height:1.65;color:var(--muted);margin:0}.notice{border-left:4px solid var(--gold);background:#fff9e9;padding:18px 20px;margin:28px 0;font-size:13px;line-height:1.7;color:#5d5545}.notice strong{color:var(--navy)}
.faq{max-width:880px}.faq-item{padding:22px 0;border-bottom:1px solid var(--line)}.faq-item h3{font:400 19px 'Belleza',serif;color:var(--navy);margin:0 0 8px}.faq-item p{font-size:14px;line-height:1.75;color:var(--muted);margin:0}.scheme-links{display:flex;gap:8px;flex-wrap:wrap;margin-top:24px}.scheme-links a{padding:9px 12px;border:1px solid var(--line);background:#fff;text-decoration:none;color:var(--navy);font-size:12px;font-weight:600}.scheme-links a[aria-current='page']{background:var(--navy);color:#fff;border-color:var(--navy)}
.cta{background:var(--navy);padding:70px 24px;text-align:center;color:var(--cream)}.cta h2{font:400 clamp(30px,4vw,44px) 'Belleza',serif;margin:0 0 12px}.cta p{max-width:650px;margin:0 auto 26px;color:rgba(245,240,232,.66);line-height:1.7}.disclaimer{max-width:860px;margin:22px auto 0;font-size:11px!important;color:rgba(245,240,232,.45)!important}
footer{background:var(--navy2);color:rgba(245,240,232,.48);padding:28px;text-align:center;font-size:12px}footer a{color:var(--gold);text-decoration:none}
@media(max-width:880px){nav{height:76px;padding:0 22px}.nav-logo img{height:62px}.nav-links{display:none}.wrap{padding:0 24px}.hero{padding-top:58px}.trust-inner{grid-template-columns:1fr}.trust-item{border-right:0;border-bottom:1px solid var(--line)}.trust-item:last-child{border-bottom:0}.service-grid{grid-template-columns:1fr}.process{grid-template-columns:1fr 1fr}.section{padding:54px 0}}
@media(max-width:560px){.process{grid-template-columns:1fr}.hero-actions{flex-direction:column;align-items:center}.btn{width:min(320px,100%)}.service-card{padding:24px}}